July 9th, 2011 
admin We have just long been notified in which my organizations current Set Pension Supplier (Standard Life) is that it is changed towards a group approach with Aviva with 1st 12 ,. I am very pleased of my current scheme and would like not to modify. I assume the manufacturer contributions would likely cease just refused move to Aviva.
I will be 61 by means of just over 36 months until MY SPOUSE AND I retire. Despite promises that Aviva provides lower fees I suspect which i will incur earlier years charges to coat the IFA commision pertaining to bringing start up company to Aviva, will be this perfect? If DOCUMENT transfer my personal Standard Lifestyle funds in order to Aviva is going to Standard Life get a transfer cost?
I am a slightly higher rate duty payer and now have been creating additional bills into my personal Standard Existence scheme. May i continue to build these repayments to Common Life when making contributions throughout the Aviva arrange?
Is typically the enforced exchange to Aviva going to affect my personal final pension plan pot lake retire? Response: Ignoring the actual unknown involving future expense performance and also assuming the sole charge is definitely the annual charge for you to say is leaner then you bet.
Reply: Thanks for your reply. I' michael awaiting info from your company and also Aviva.
Assuming there are no convert charges might I always be better away moving my own funds right from Standard Lifetime to Aviva?
Reply: A fair assumption still one only they may confirm. The written agreement on team schemes is involving the provider additionally, the employer. Not necessarily the staff member.
Don' big t know. You inform us as you will have the facts. We don' big t. However, my can imagine is that you will be wrong as not very many have early on exit rates nowadays.
once more, we wont know the important points. However, best can imagine is which its unlikely because so many std existence group schemes posess zero transfer fees.
yes.
if it's got lower charges and you just assume identical growth rate than the aviva pension may be higher.
.
Best Answer:If you join another company who operate a pension fund you would normally have the option to transfer your funds in
But you will need some good advice as it may be to your advantage to leave it where it is .
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